About Us About SEFC

Overview

Shriram Equipment Finance Company Ltd. (SEFC) is a wholly owned subsidiary of Shriram Transport Finance Company Ltd. (STFC) which is the largest non-banking financial company in the country with assets under management in excess of INR 525 billion. SEFC caters to the financing needs of all classes of customers in the fast growing infrastructure industry in the country. Having started its operations in October 2010, SEFC has already attained a very prominent position in the Construction Equipment Finance space in the country.

Shriram Equipment Finance provides finance to contractors, sub-contractors, mine owners and operators, plant hirers and others involved in the development of India's infrastructure sector such as: Roads Contractors, Irrigation Contractors, Mining Owners and Operators, Quarry Owners/Operators, Ports Contractors, Airport Contractors, Urban Infrastructure Contractors/Builders and Plant Hires - in other words, almost every possible entity and segment contributing to the infrastructure development in the country.

Shriram Equipment Finance with its focused retail approach in the industry brings in pronounced advantages for both customers and manufacturers/dealers.

Our Strengths

  • Fastest Deal Turn-Around-Time

    Shriram Equipment Finance has a simplified and efficient deal processing system aided with cutting-edge technology support to provide short Turn-Around-Times. SEFC conclude finance and due-diligence aspects of deal within time that is 50% of the average industry TAT.

  • Focused Retail Approach

    Understanding the distributed customer profile across geography, the risks associated with the profile and segment, Shriram Equipment Finance is focused to empower small and medium operators with easy and attractive finance options. Today, SEFC is one of the largest retail segment financiers in the construction equipment segment.

  • Wide Distribution Across India

    Leveraging Shriram Transport's presence in more than 565+ branches, SEFC has manned its operations at 154+ locations. This network and distribution is one of the most extensive amongst all other NBFCs/Banks operating in the construction equipment finance industry in India.

  • Superior Product Offering

    Shriram Equipment Finance, with its superior industry understanding and underwriting skills, has evolved product offering in terms of asset selection, Loan-To-Value, tenor and other flexible finance terms that is by far the best in the industry.

  • Covering all Assets and Customers

    Shriram Equipment Finance believes and demonstrates financial inclusion of all asset classes/models and customer grades with best-in-industry product offerings. Complete coverage to the matrix of assets and customer grades make SEFC a comprehensive solution provider in this segment.

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  • 18,000+

    Customers & Growing

  • 154+

    Manned Branches

  • INR 32 Billion

    Asset Size

  • 50%

    Less Turnaround Time